How CredMate works
Empowering Financial Trust Through Innovation
1
Report Borrower
Submit unpaid loan details securely and help maintain a healthy credit ecosystem. Our advanced verification system ensures accuracy and fairness.
Next Step
Submit unpaid loan details to help maintain a healthy credit ecosystem.
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Before submission, we verify if the borrower is a CredMate user; if not, we alert lenders of potential risk, but if listed, reporting is restricted due to verified repayment data.
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2
Give Credit
Lenders can directly offer credit to borrowers
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The borrower has the option to accept the offer, decline or negotiate the terms.
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Once both parties agree after negotiation, a free contract or a legal contract is created
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Request Credit
A borrower can request credit from a lender and also from a saved lender they requestfrom freqently
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The borrower can search for the mobile number of all credmate users
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The borrower can also enter a number and request credit from a mobile number not registered on the Credmate platform. We will notify the lender through WhatsApp, SMS, or other means
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All the features mentioned above can be subject to availability only for those
who have subscribed to a plan.
who have subscribed to a plan.
view pricing
01
Report Borrower
Submit unpaid loan details securely
02
Give Credit
Offer direct credit to borrowers
03
Credit Request
Request credit from trusted lenders
